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Green card Insurance SPAIN & EUROPE.


Green card insurance in Spain and Europe



ALL of our Car Insurance policies in Spain whether for British registered cars or Spanish registered cars WILL be covered with ANNUAL GREEN CARDS that will cover you in Europe, regardless of Brexit. Spokespersons for the Spanish insurance companies we use for expat insurance in Spain have all confirmed that cover will not chenge now that Brexit has been done. With Effect From 31st January 2020.

What is green card insurance?

A green card is a section of your motor insurance policy that authorises you to drive your vehicle in other European countries. It is proof of insurance. The Green Card certifies that the visiting motorist has at least the minimum compulsory Motor Third Party Liability Insurance cover required by the Laws of the countries visited.

Where can I use a green card?

These countries have signed up to the agreement:-Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Romania, Serbia, Spain, Sweden, Switzerland.

The Council of Bureau (COB).

The Council of Bureau is the Managing Organisation of the Green Card System and the Motor Insurance Directives. [Download the pdf.

What is a green card used for?

A green card is used as proof that you actually have insurance that is valid anywhere in the European Union. There are additional countries that the green card can be used in and these details will be on the back of your green card. 

Costs of a green card in Spain.

In Spain, with the Insurers that we use, the green card is completely FREE with any motor insurance policy you purchase. 

Spain has laws that require mandatory breakdown and recovery insurance on ALL motor insurance policies and this cover extends into those European countries covered by the scheme. 

How long is your green card valid for?

The validity of the green card works on the same principal as your car insurance, if you are insured you have a green card included for the period of insurance.

Protection with a green card.

A green card covers you in Europe so that if you were to have an accident, and you are not resident in that country, you can settle your claim using the green card system. In Spain, your insurance Agent or Broker will normally handle the claim for you, as they would any claim. 

The green card operates in each participating country to guarantee that the victim that may suffer damage from a road traffic accident caused by a foreign vehicle from another participating country, will be compensated in the country of the accident. The Green card bureau can then claim it back from the country that the liable vehicle originates from. 

Breakdown recovery insurance in Spain.

Your car insurance policy in Spain should include your green card as standard, particularly if you have insured a British registered vehicle in Spain as breakdown recovery insurance is mandatory. 

Green cards and Brexit. 

The theory is that if the UK leaves the EU with a Brexit deal, then you will not need to apply for a Green card to travel to European Countries as the deal would allow the current arrangements to continue. This green card can only be used in the EU plus several others including: - Croatia, Iceland, Norway, Switzerland including Liechtenstein, Andorra and Serbia.

Caution with green cards.

Not all insurers issue green cards as standard, some won’t even cover Europe and in the United Kingdom it is normally a paid for supplement to your standard insurance policy. If you are intending on driving to or through Europe, check your policy documents or contact your insurance provider for details. 


All information on this page is provided as a service to our clients. It is intended as a guide from information that we have received from a variety of insurance companies in Spain. We cannot and will not be held responsible for any omissions or discrepancies whatsoever. We attempt to provide you with the latest up to date information. If you happen to find an error, or would like to send us some more information, it would be much appreciated. 

Copyright Plegasus Europe SL. All rights reserved. Updated February 2021