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How to get a cheap Car Insurance quote in Spain in English.

CHEAP QUOTES FORM ENGLISH AND SPANISH CARS IN SPAIN FOR EXPATS. 

Buying cheap car insurance in Spain and how it can cost you more

BRITISH REGISTERED CAR INSURANCE QUOTES - IN ENGLISH

QUOTES FOR CAR INSURANCE IN SPAIN.

Getting a quote for your car insurance is how to find out how much the insurance is going to cost you for your vehicle in Spain. As far as Foreign and European Car insurance quotes go, only British registered car insurance  can be purchased directly from us in Spain.

If the car is in Spain, and insured from the country of origin, that is fine, as long as the vehicle is roadworthy and legal and has its valid MOT or roadworthy certificate. The vehicle can only be in Spain for a Maximum of 6 months at any given time, although some reports state that if you are planning on becoming a resident of Spain you must import the car within 30 – 90 days. 

INSURANCE QUOTES FOR FOREIGN OR EUROPEAN REGISTERED VEHICLES IN SPAIN.

You are out of luck. Many years ago, this was possible as insurance underwriters were prepared to underwrite insurance quotes for German and French registered vehicles. 

German, French, Swiss and all the other European registered cars are very difficult to get insured by companies in Spain. No specific reasons are given, yet all British registered cars can be insured in Spain, but only with 2 Spanish insurance Companies.

Many insurers have gradually pulled out of giving quotes for British registered vehicles, not because of Brexit, but due to the Insurance underwriters not willing to continue to offer quotes for foreign registered cars in Spain.

CAR INSURANCE QUOTES IN ENGLISH.

Not all insurance Agents and Brokers in Spain speak English. We do. Our car insurance quotes are all in English, and we have a specialised team that knows all there is to know about car insurance in Spain. All fully qualified and trained in English with the Spanish car Insurance products. We want to make sure that you have the right insurance cover for your car in Spain. 

COMPARISON CAR INSURANCE QUOTES IN SPAIN.

Wouldn’t it be lovely just to be able to type in our car details and get the best Car Insurance quote in Spain? – keep dreaming. 

Unlike the UK, car comparison insurance quotes tend to be very selective as not many insurance companies are on comparison web sites. These car comparison quote sites in Spain tend to be websites that are set up by a specific Insurance company, or insurance Brokerage, with a bias towards their own products, or products that offer the best commissions, so that they can display themselves as the cheapest, but not necessarily the best.

FINDING A CHEAP CAR INSURANCE QUOTE IN SPAIN.

Online car insurance quotes in Spain are dubious at the best of times, as you are not able to select or see the actual cover you might be paying for. At www.insuranceinspain.com we will search a unique selection of car insurance companies, that do offer a selection of cover, and are reputable insurance companies based in Spain, providing a realistic car insurance quote. 

CHEAP CAR INSURANCE QUOTES THAT CAN COST YOU DEARLY.

A WARNING about getting cheap car insurance quotes in Spain. 

Be aware that many Insurance Agents will try anything to get your Car Insurance in Spain by cutting the cover to get the lowest price. We are all price aware when it comes to getting car insurance quotes but get a car quote that is like for like. 

BUYING THE CHEAPEST CAR INSURANCE,

Ok, so you got a quote from an insurance Agent in Spain and its cheap, you go ahead, and they send you an insurance policy in Spanish. Did they explain the cover to you? Did you find out that the car Insurance quote you got does not include the mandatory Breakdown recovery insurance? and now they want to charge you the extra for that.  You got cheap car insurance but now have to pay for the breakdown recovery insurance as an extra because it is a legal requirement.

The cheapest form of car insurance in Spain is third party only cover. This means that under normal circumstances the insurer will cover any damages to any third-party property, person or vehicle. No cover for you, or your passengers or vehicle. You could be liable to pay for any injuries sustained to persons in your vehicle if you were the cause of the accident. 

DRIVER ONLY INSURANCE QUOTES.

If you are contracting driver only insurance, either because you are the only driver that will EVER drive the vehicle, or because it is a works vehicle, remember that this will remove any form of cover for ANY passengers in the vehicle. Again, you will then be made personally responsible to pay for any injuries to any of your passengers. For the extra few Euros it cost to cover the passengers, don’t skimp, it’s just not worth it. 

ADDITIONAL DRIVER INSURANCE QUOTES.

Adding an additional driver on to your car insurance quote should not increase the premium unless they are under 25. Most car insurance quotes do offer the facility to cover any drivers over the age of 25 and selecting to be specific by asking for named drivers only on your insurance quote, will keep the premiums down. 

SAVING MONEY ON CAR INSURANCE QUOTES.

If you want to save money on car insurance quotes, always speak to our experts, they know what they are doing and have been in the business a long time. Getting an online quote won’t give you the choices you may need and end up costing you more money in the long run. 

THE BEST CAR INSURANCE QUOTES IN SPAIN.

You have been with a specific car insurer for years; you have your full 60% no claim bonus and have never had any accidents or made any car insurance claims. Yet, when you shop around you find you can get the same insurance, from the same insurer, for a cheaper price, from a different insurance Agent, why is that?

Loyalty in the insurance industry does not pay unless you are using an Insurance Service Like us. Each year insurance premium reviews mean that some insurance companies offer higher incentives and lower prices for the same car insurance quote and cover but will not offer these to you as a loyal, existing customer. 

WHY YOU SHOULD SHOP AROUND FOR CAR INSURANCE EVERY YEAR.

Why? Insurance companies want NEW business. If you were happy to pay that premium last year, they assume you will be happy to pay the same, or a few euros more, to avoid the hassle of searching around and getting more car insurance comparison quotes. 

At www.insuranceinspain.com, when it comes to your Car insurance renewal quotes, we search our databases, (by this time we will already know which insurance companies have reduced their car insurance rates) and we can usually offer you a reduced premium for your Car Insurance renewal quote. 

This does not apply in all cases as some car insurance quotes for specific cars, such as luxury, 4 x 4 and sports cars, are only available through certain companies. 

It is quite surprising to see how many people that own very expensive cars in Spain are looking for the cheapest insurance possible and don’t understand that the cheapest car insurance quotes don’t always cove them properly. 

Our car insurance specialists will always advise you of the best choices to make, the rest is up to you.

 

Updated MAY 2020. Copyright  www.insuranceinspain.com