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Pensioner and over 50s Insurance in Spain.

INSURANCE FOR PENSIONERS AND OVER 50'S IN SPAIN - IN ENGLISH 

Insurance for pensioners in Spain with discounts and cash back offers

INSURANCE DISCOUNTS FOR PENSIONERS LIVING, WORKING OR RETIRED IN SPAIN.

CAR INSURANCE FOR PENSIONERS IN SPAIN.

Pensioners in Spain can get lower insurance premiums.

Saving money on car insurance in Spain is always a great idea. Being a pensioner in Spain and getting older by the day, means that we have to capitalise on cheaper car insurance premiums before we start getting penalised for being too old. Having a full 60% No claims bonus on your previous insurance will help. 

We do offer additional insurance premium savings if you can put more than one insurance with us and then you will also qualify for a possible cash back on your house and car insurance and save up to €100.00.

HEALTH INSURANCE FOR PENSIONERS IN SPAIN.

Save money on Health insurance for Seniors. 

Get a health insurance quote online and see how much you can save with our Expat Health Insurance plans for Senior Citizens, Old age pensioners and those that are retiring in Spain. We can provide Health and Medical insurance for any age group including those over 75. 

Your health conditions and any pre-existing health issues will be taken into account and may reflect on the premiums. Like all things, premiums go up with age. They will accept some pre-existing conditions and compared to most other private health insurances in Spain, these premiums are very affordable. 

HEALTH INSURANCE IN SPAIN FOR RESIDENTIAL PURPOSES. 

Getting the right health insurance for residents.

Health insurance for residential purposes in Spain is now a compulsory requirement in Spain. If you want to live in Spain, you will need to prove that you have contracted a suitable Health insurance to cover all your health insurance needs in Spain. We have the perfect health insurance policy that has been specifically designed to suit those that only need health insurance to acquire their residencia permit to live permanently in Spain. 

If you have a part-time or full-time contract with a company in Spain then you do not require private health insurance, as you will be covered within the Spanish National Health System under your work contract. 

CHEAP HEALTH INSURANCE FOR PENSIONERS IN SPAIN.

Affordable health Insurance for all in Spain.

The Spanish Private Health Insurance companies do offer some very basic, low premium, health insurance plans and they will offer such things as private consultations so that you can chose the doctors you want to see, and cover for most illnesses. When it comes to the more serious illnesses such as those requiring major operations, they may request a contribution from you, and you may need to seek pre-authorisation for some of the medical treatments. 

Dental cover and dental plans are not normally included as standards and these dental plans can be purchased as an add-on or as a stand-alone policy. Family Health insurance packages are also available. 

HOUSE & HOME INSURANCE FOR PENSIONERS IN SPAIN.

Home insurance cover that is 5 star rated. 

get a quote for House and home insurance in Spain will give you a wide range of options. Just about anything can be covered including Jewellery and all risks insurance that will cover you for violence theft outside the home. Artworks and collectables, accidental damage, burst pipes, broken windows, excess water loss, public liability insurance as well as liability for covering your dangerous dog can all be covered under our home and house insurance policies. 

By becoming a multi policy holder, (having more than one insurance policy with us or the same insurance company) and being a loyal customer will help reduce your premiums each year, or at least avoid any increases in premium each year if your insurance agent or broker in Spain is doing their job. 

BUILDINGS AND CONTENTS INSURANCE FOR PENSIONERS IN SPAIN.

Protecting your building and contents with insurance in Spain.

Many people only rent property in Spain and it is therefore not necessary for them to include the buildings and contents insurance as this should be provided by the owner. However, it is worth asking the rental agency or your landlord to provide a copy of the buildings insurance to see what is actually covered. Bank insurance policies for buildings cover is very basic and are there just to protect the bank’s interest for loan or mortgage purposes. 

Contents insurance must include the Kitchen and appliances, bathrooms and porcelain fixtures as well as all your personal effects, beds, linen, clothing, electrical appliances etc. Discounts or lower insurance premiums can be had if you have additional security and deadlocks on doors and windows. Ask us for details. 

LANDLORDS & RENTERS INSURANCE FOR PENSIONERS IN SPAIN.

Protecting your Spanish Assets with liability insurance.

Owning and renting a property as a landlord in Spain has its own set of problems. With litigation on the rise, public liability insurance is essential. Our specialist Landlords and Renters insurance policy also gives you exponential cover for fire, theft, damages, loss of rent, legal fees and public liability. 

Included is the full Home assistance package which covers all emergencies. This 24 hr, 365 day a year home emergency call-out service will come out to do any emergency repairs, even when you are not there. In the event of the damage being excessive and making the property uninhabitable they may fly you out to inspect and they will put you up, or your guests, if they are renting your property, in a hotel or alternative accommodation. 

CHEAP LIFE INSURANCE FOR PENSIONERS IN SPAIN.

Life insurance for the elderly in Spain.

You may think that life insurance is too expensive once you reach the age of 65 or above.  It needn’t be, as the premium will depend upon the level of cover needed. Some life insurance policies will even offer an immediate partial pay-out to cover funeral expenses in the event of your death.

Many of our older clients and retired people living in Spain take out small life insurance policies to cover their funeral expenses and to leave a small cash sum for their dependents. These usually work out cheaper than some of the Expat funeral plans on offer in Spain.

CLASSIC & VINTAGE CAR & MOTORCYCLE INSURANCE FOR PENSIONERS IN SPAIN. 

Classic insurance in Spain for motorcycles and cars.

As we mature, many of us have vehicles that are our pride and joy, not just transport or a hobby. These vehicles, usually classic motorcars or motorcycles still need to be insured and the premiums can be very affordable. Get a quote for your classic car or vehicle insurance in Spain. 

By joining a classic car club in Spain, you can get a valuation for your classic vehicle that the insurance companies will accept as a replacement value. This valuation tends to be considerably higher than what the insurance company would offer as a total loss valuation or market value. 

FUNERAL PLANS AND FUNERAL INSURANCE FOR PENSIONERS IN SPAIN.

Funeral plans in Spain for the retired and elderly. 

There has been a flurry of activity by Funeral plan insurance companies in Spain to try and panic the general public into buying expensive funeral plans and having to pay the full amount up front. If that suits your needs, that’s fine, but there are a lot of other methods, often considerably cheaper, to cover your funeral or cremation expenses and leave extra funds for your dependents. 

A typical Funeral and Cremation plan, pre-arranged with a crematorium in your area can be as little as €1500. 

We do search and find some excellent products that are little known and not offered to the general public by insurance brokers and agents in Spain, so please call us if you do have any insurance needs and want to save money – it’s what we do best. 

Updated February 2020. COPYRIGHT WWW.INSURANCEINSPAIN.COM