Public and Private Liability Insurance in Spain in English
PUBLIC & PRIVATE LIABILITY INSURANCE IN SPAIN
Why Public & Private Liability Insurance is important in Spain.
Most people understand the need to protect their property and cars with insurance in Spain but rarely consider Spanish Liability Insurance – It´s our top priority and an absolute essential for those that have any interaction with the public, own a business or property, own a dangerous or even non dangerous dog, or if you deal directly with the public or have some sort of trade.
What is Public Liability Insurance?
Public liability insurance covers the cost of claims made by members of the public for incidents that occur in connection with your business activities.
Public liability insurance covers the cost of compensation for:
• Loss of or damage to property
Policies vary from insurer to insurer, but most public liability policies cover you for:
• Incidents that occur on your business premises
• Incidents that take place off-site, at events or activities organised by your company
Do I need it?
You should consider public liability insurance if:
• You own business premises that members of the public, customers or clients visit
• Your business organises off-site events or activities that are attended by members of the public
• You run a business from your home and people visit your home for professional purposes
If you own a Horse Riding establishment you are legally obliged to have public liability insurance.
Public liability insurance
Covers anyone, apart from employees, with whom you interact as part of your business operations such as:
• People visiting your business
• People taking part in events or activities you have organised
• People watching events or activities you have organised
Buying public liability insurance
You can buy public liability insurance directly from www.insuranceinspain.com
The cost of your premium is usually based on:
• The nature of your business
• The number of people you employ
• Your insurance claims history
Public Liability Insurance can also be used to cover the following:-
· Dangerous dogs
· Non dangerous dogs
· Hunting dogs
Private Public Liability:-
· Horses and riders
· Fishermen and boats
Public Liability for Buildings:-
· Commercial Buildings
· Restaurants and bars
· Unoccupied land
Public Liability for Builders:-
· Without Employees
· With Employees
Public Liability for the Self-employed:-
· Painters and decorators
· Gas Installers
· Telecom installers
· Satellite Installers
· Interior designers
· And many more….
Why it is important in Spain.
Most people understand the need to protect their property and cars with insurance in Spain but rarely consider Spanish Liability Insurance – It´s our top priority.
Call www.insuranceinspain.com on 0034 965 27 57 27 for a no obligation quotation. All our staff are happy to discuss any Public or Private liability Insurance needs you may have without any pressure on you to buy from us. We just want to make sure you are properly protected and have peace of mind that you have received professional advice from a team of experts.
Updated May 2020. Copyright www.insuranceinspain.com