PUBLIC & PRIVATE LIABILITY INSURANCE IN SPAIN

PROTECTING YOURSELF AND YOUR BUSINESS FROM LIABILITIES IN SPAINpublic and private third party liability insurance for you and your business

liability-insurance-in-Spain-public-private-individual-business-professionalWhy Public & Private Liability Insurance is important in Spain.

Most people understand the need to protect their property and cars with insurance in Spain but rarely consider Spanish Liability Insurance – It´s our top priority and an absolute essential for those that have any interaction with the public, own a business or property, own a dangerous or even non dangerous dog, or if you deal directly with the public or have some sort of trade.

What is Public Liability Insurance?

Public liability insurance covers the cost of claims made by members of the public for incidents that occur in connection with your business activities.

Public liability insurance covers the cost of compensation for:

•  Personal injuriesbusiness insurance in spain liability and third party insurance cover

•  Loss of or damage to property

•  Death  

Policies vary from insurer to insurer, but most public liability policies cover you for:

•  Incidents that occur on your business premises

•  Incidents that take place off-site, at events or activities organised by your company

Do I need it?

You should consider public liability insurance if:

•  You own business premises that members of the public, customers or clients visit

•  Your business organises off-site events or activities that are attended by members of the public

•  You run a business from your home and people visit your home for professional purposes

If you own a Horse Riding establishment you are legally obliged to have public liability insurance. 

Public liability insurance

public liability insurance in spain for private, public, professional and business insurance

Covers anyone, apart from employees, with whom you interact as part of your business operations such as:

•  People visiting your business

•  Customers

•  Clients

•  People taking part in events or activities you have organised

•  People watching events or activities you have organised

Buying public liability insurance

You can buy public liability insurance directly from www.insuranceinspain.com

The cost of your premium is usually based on:

•  The nature of your business 

•  The number of people you employ 

•  Your insurance claims history

Public Liability Insurance can also be used to cover the following:-

·      Dangerous dogs

·      Non dangerous dogs

·      Hunting dogs

Private Public Liability:-

·      Horses and riders

·      Fishermen and boats

Public Liability for Buildings:-

·      Commercial Buildings

·      Communities

·      Restaurants and bars

·      Unoccupied land

Public Liability for Builders:-

·      Without Employees

·      With Employees

Public Liability for the Self-employed:-

·      Painters and decorators

·      Gas Installers

·      Telecom installers

·      Satellite Installers

·      Plumbers

·      Interior designers

·      Carpenters

·      Mechanics

·      Hairdressers

·      And many more….

Why it is important in Spain.

Most people understand the need to protect their property and cars with insurance in Spain but rarely consider Spanish Liability Insurance – It´s our top priority. 

Call www.insuranceinspain.com on 0034 965 27 57 27 for a no obligation quotation. All our staff are happy to discuss any Public or Private liability Insurance needs you may have without any pressure on you to buy from us. We just want to make sure you are properly protected and have peace of mind that you have received professional advice from a team of experts. 

Thank you.