Fleet Insurance

Fleet Insurance in Spain for Company Cars, Vans, Trucks & Commercial Vehicles

Flexible Fleet Insurance for Businesses, Logistics Companies & Commercial Vehicle Operators

Protect all your business vehicles under one flexible and cost-effective fleet insurance policy with Generali Fleet Insurance.

Designed for companies with multiple vehicles, this fully customisable commercial fleet insurance solution allows businesses to insure cars, vans, trucks, and even machinery under a single policy tailored to your fleet size, operational needs, and risk profile.

Whether you manage delivery vans, transport vehicles, construction machinery, company cars, or mixed commercial fleets, fleet insurance helps simplify administration while protecting your business against accidents, damage, liability claims, and operational disruption.

What is Fleet Insurance?

Fleet insurance allows businesses to insure multiple company vehicles under one single policy instead of arranging separate insurance for each vehicle.

This solution is ideal for:

Logistics companies
Haulage businesses
Construction companies
Delivery services
Commercial fleets
Sales teams
Trades businesses
Vehicle hire operators
SMEs (Small and Medium Enterprises) and large businesses

Generali fleet insurance policies are generally available for businesses operating a minimum fleet of approximately 10 vehicles.

Core Fleet Liability Insurance

Every fleet policy includes mandatory third-party liability insurance (Responsabilidad Civil / RC), providing protection against damage or injury caused to third parties.

Core cover includes:

Third-party liability claims
Property damage caused to others
Bodily injury liability
Legal defence costs
Court expenses

This essential business motor insurance protects your company from potentially significant legal and compensation costs.

Fully Comprehensive Fleet Vehicle Protection

Vehicle Damage Insurance Options:

Businesses can customise their fleet insurance with a range of own damage and comprehensive vehicle protection options.

Available cover may include:

Fully comprehensive fleet insurance
Own damage cover
Fire damage
Theft and robbery
Glass breakage
Windscreen replacement
Collision with animals

This allows businesses to tailor protection depending on vehicle type, usage, value, and operational risk.

Protection Against Natural Events & Malicious Damage

Extended Fleet Risk Protection

Fleet policies can also include protection against:

Flood damage
Storm damage
Hail damage
Landslides
Vandalism
Malicious damage

This additional protection is especially important for businesses operating vehicles across different regions, construction sites, industrial areas, or exposed outdoor locations.

Roadside Assistance & Business Continuity Services

Fleet Breakdown Assistance & Recovery

Comprehensive assistance services help keep your vehicles and business moving.

Available assistance options may include:

24-hour roadside assistance
Breakdown recovery
Towing services
On-site repair assistance
Replacement vehicles

Replacement vehicle cover may be available for a specified number of days depending on policy terms.

Specialist Cover for Commercial Fleets

Business-Focused Fleet Insurance Extensions

Fleet insurance can be adapted with specialist commercial add-ons designed to protect business operations and reduce financial disruption.

Optional business extensions may include:

Vehicle paralysation indemnity
Loss of use cover
Goods in transit protection
Cargo insurance
Occupant accident cover

These extensions are particularly valuable for logistics companies, transport operators, and businesses dependent on vehicle availability.

Additional Fleet Insurance Extensions

Driver Protection & Legal Services

Additional options may include:

Driver personal accident insurance
Legal defence cover
Fine management services
Claims assistance
Driver protection benefits

These services help businesses manage operational risks while supporting employees and drivers.

Fleet Insurance for Multiple Vehicle Types

Cover Available for:

Company cars
Commercial vans
Trucks and HGVs
Delivery vehicles
Construction machinery
Mixed commercial fleets
Utility vehicles
Specialist business vehicles

Policies can be customised for businesses operating local, national, or international fleets.

Why Choose Generali Fleet Insurance?

Key Benefits

One policy for all company vehicles
Flexible fleet insurance solutions
Tailored cover for business vehicle fleets
Comprehensive and third-party options available
Roadside assistance and replacement vehicle support
Cargo and transported goods protection available
Cover for cars, vans, trucks, and machinery
Simplified fleet management
Suitable for businesses with 10+ vehicles

Tailored Fleet Insurance Quotes

Every fleet has unique operational risks based on:

Vehicle types
Driver profiles
Industry sector
Annual mileage
Cargo transported
Geographic operating areas
Claims history

For this reason, exact limits, policy excesses, exclusions, and cover conditions are individually tailored and are not published in full online.

Request a Fleet Insurance Quote Today

Protect your business vehicles, drivers, and operations with flexible fleet insurance designed around your company’s needs.

Commercial fleet insurance
Company car fleet insurance
Van fleet insurance
Truck fleet insurance
HGV fleet cover
Business motor insurance
Mixed vehicle fleet insurance

Get a quote for Fleet Insurance