Personal Indemnity Insurance
Professional Indemnity Insurance in Spain for Self-Employed Professionals & Small Businesses
Protect Your Business with Generali Seguros Professional Indemnity Insurance
If you are a self-employed professional, consultant, freelancer, or small business owner in Spain, protecting yourself against claims, mistakes, legal disputes, and financial losses is essential. Generali Seguros’ Professional Indemnity Insurance offers flexible and comprehensive protection designed specifically for professionals and businesses with annual turnover under €20 million.
Whether you work in consultancy, property, finance, design, healthcare, engineering, technology, or professional services, this professional liability insurance helps safeguard your reputation, finances, and future.
What is Professional Indemnity Insurance?
Professional Indemnity Insurance protects professionals and businesses against claims arising from errors, omissions, negligence, or unintentional harm caused during professional work or services provided to clients.
A legal claim can result in significant financial losses, legal expenses, reputational damage, and stress. Professional indemnity cover helps manage these risks by covering compensation costs and legal defence expenses.
Core Professional Indemnity Cover
The core policy includes protection against:
- Professional mistakes or negligence
- Claims for financial loss caused to third parties
- Legal defence costs
- Lawyer fees and court expenses
- Bail and legal representation costs
- Compensation payments awarded against you
- Defence against allegations of professional misconduct
This cover is ideal for:
- Self-employed professionals
- Consultants and advisors
- Small businesses
- Freelancers
- Independent contractors
- Professional service providers
Flexible Modular Insurance Packs
Generali Seguros Professional Indemnity Insurance can be tailored with additional protection packs depending on your business activities and risk exposure.
Pack 1 – General Business Liability Insurance
Additional protection for:
- Public liability claims
- Business operations liability
- Premises liability
- Employer liability insurance
Ideal for businesses with offices, employees, or client-facing operations.
Pack 2 – Business Protection & Client Document Cover
Includes cover for:
- Key person loss
- Counterclaims
- Loss or damage to client documents and files
Helps protect your business continuity and sensitive client information.
Pack 3 – Reputation & Psychological Support
Protect your professional image with cover for:
- Reputation management
- Image restoration costs
- Public relations support
- Psychological assistance following claims or disputes
A valuable option for professionals whose reputation is central to their business success.
Pack 4 – Defamation & Confidentiality Protection
Additional cover for:
- Defamation claims
- Slander and libel
- Breach of confidentiality
- Intellectual property disputes
Particularly useful for consultants, media professionals, marketing agencies, designers, and technology businesses.
Pack 5 – Advanced Professional Protection
Enhanced cover including:
- Mitigation expenses
- Unpaid fees protection
- Delay-related claims
- Professional disqualification cover
- Data protection liabilities
- Employee infidelity
- Mediation expenses
- Court attendance compensation
Designed for businesses requiring broader legal and financial protection.
Why Choose Generali Seguros Professional Indemnity Insurance?
Key Benefits
- Flexible modular cover
- Designed for professionals and SMEs ( Small and Medium sized Enterprise)
- Comprehensive legal defence protection
- Covers compensation and legal costs
- Tailored solutions for different professions
- Protection for financial losses and reputational damage
- Suitable for businesses with turnover under €20 million
Get Professional Indemnity Insurance in Spain
Every profession carries unique risks, which is why policy limits, exclusions, conditions, and cover options vary depending on your industry and requirements.
For this reason, exact terms and coverage details cannot be published uniformly online. Our team can provide tailored advice and a personalised quotation based on your profession and business activities.
Request a Tailored Quote Today
Protect your business, reputation, and professional future with Generali Seguros Professional Indemnity Insurance.
Contact us today to discuss the right level of cover for your business.