Insurance in Spain
www.insuranceinspain.com are proud to offer all of our clients living, working, retired, on holiday in Spain and any potential new users, total customer satisfaction and the guarantee that we will do all we can to satisfy your insurance requirements in Spain. We have annexed below a list of the common insurance products that we provide. If for any reason you do not see the insurance product or insurance cover that you need, please contact us in the first instance and our qualified, multilingual and professional team of insurance experts will source the cover for you.
At www.insuranceinspain.com we are all conscious of the fact that insurance premiums in Spain have a tendency to rise each year as local Spanish insurance providers and insurance companies in Spain seek to provide better insurance cover for lower prices in a very competitive market. Our aim and fundamentally our job, is to secure the proper and correct insurance cover possible for you at the best possible price. This we promise to do to the best of our ability. Obtain a quote for www.insuranceinspain.com online and see how easy we have made the process.
www.insuranceinspain.com are fully compliant with all regulations relating to operating and trading in Spain as an exclusive insurance agency for Liberty Seguros. The company´s Fiscal Identification Number (CIF) is A-48037642 and its registered address is at Calle Obenque 2, 28042 Madrid.
The company´s activities are overseen by the Directorate General for Insurance and Pension Funds and are recorded in the Special Registry of Insurers under entry C-0467 and in the Special Registry of Pension Fund Managers under entry G-0056.
As Exclusive Agents for Liberty Seguros and under written agreement, Wayne Massingham is also authorised to sell under licence, products provided by DKV Seguros Y Reaseguros, S.A as Health Insurance products that Liberty Seguros are unable to provide.
The Liberty Mutual Group is one of the largest insurance and financial service groups in the world. Founded in 1912, it has been insuring millions of people spread across five continents for over 100 years. Experience, reliability, resources and dedication www.insuranceinspain.com works doing everything we can to make sure our clients have peace of mind.
Liberty Seguros provides some of Spain's best selling insurance products, with professional backup and support and a superb claims service. They also provide such things as a 24 hour, 365 day home assistance, breakdown recovery service and legal defence.
Some of the Insurance products available at www.insuranceinspain.com
At www.insuranceinspain.com we have come across many unusual requests for insurance in Spain and we do our best to research and provide our clients with the best advice and insurance products on the market. We have incorporated a list of basic insurance products available, but it is not all inclusive. If you don't see the type of insurance that you require, please contact us and we will find the right product for you at the best possible price.
Insuring your Apartment or Flat in Spain
Whether you own your apartment or flat, rent one, have one to let to improve your income or cover mortgages and loans, we know that protecting one of your most valuable assets in Spain is essential and we have the right insurance for you. We can save you money and if you own it, we can advise on what your community insurance will and does or should cover that can save you money when it comes to insuring your property in Spain. Read more.
Insuring a British Registered Car or Van in Spain
Insuring your English registered car or van in Spain is a simple and often rewarding process. Rewarding because it can be cheaper than insuring your car or van in England and the insurance will allow you to drive anywhere in Europe. So you will be able to use your car or van in the UK as well without worrying about the insurance. You just need to make sure that you have a valid MOT on your vehicle for insurance purposes. As with all insurance in Spain, our insurance automatically includes breakdown and recovery services. Read more.
Spain has a very large bicycle contingent and thousands of cyclists take to the streets every year in this superb climate. Insuring your bicycle in Spain is imperative as the roads become busy in the summer months. Bicycles today range from small pedal cycles to fully motorised electric bicycles and racing bicycles that can cost a lot of money. Protect them from theft and damage and protect yourself from accident and any injury that may occur with a bicycle insurance policy from www.insuranceinspain.com. Read more.
Breakdown Recovery Insurance in Spain
You can almost guarantee that when you least expect it, according to sod's law, your vehicle will break down at some point. It is illegal to tow a car using another vehicle in Spain unless it is a specific company designated to provide this service. Our breakdown recovery service insurance which is included in most vehicle insurance policies, will ensure that your vehicle and you are looked after. There is a free phone number that operates 24 hours a day 365 days a year and your cover starts from home. Read more.
Camper vans, motorhomes, camping trailers and caravans are extremely popular in Spain and there are thousands of campsites available all year round. Unlike many European countries, Spain has an open policy and does allow free parking and camping in selected areas. Safety and security is usually very good on approved campsites and www.insuranceinspain.com can offer very competitive insurance premiums when you need to insure your campervan, motorhome, caravan or anything that you might tow behind tyour vehicle. Read more.
Like British car or van insurance in the UK, all motorised vehicles that use any form of public road are required to be insured. There are a variety of options, from the basic legal minimum insurance of third party, third party fire and theft cover, with and without windscreen cover and fully comprehensive. All include as standard, the legal requirement of breakdown recovery and legal defence cover. Vans can also incorporate their contents, such as tools or goods used for your business. Named drivers only or any driver use. Specific excess limits can help reduce insurance premiums. Call us for more details. Read more.
Insuring your caravan in Spain is simple. If you have car insurance with www.insuranceinspain.com we can incorporate your caravan towing insurance within your car insurance policy. If the caravan or anything else you are towing or need to tow is over 750kg we can provide you with bespoke insurance cover. We can also insure british and foreign registered caravans and trailers. Insurance for boat and garden trailers, horse boxes, commercial trailers for business, box trailers and much more. Call us for details. Read more.
We all love our precious cats and want to be able to afford them the protection they need should they become ill, without the worry of huge veterinary bills from illnesses or accidents. At www.insuranceinspain.com we can offer pet plans, pet healthcare plans and pet insurance with Liberty Seguros that offer this kind of protection to give you that peace of mind. Everything from veterinary bills, medication, accidents, illnesses, death benefits, loss from theft or straying and much more is covered under their pet insurance policy. Read more.
Business and Commercial Insurance in Spain
With the high levels of bureaucracy in Spain, it is so important to protect yourself, your business and commercial assets. Whether you have commercial premises, own a shop or boutique, have an online business, operate from a mobile location or from home, business and commercial insurance can protect you from some of the pitfalls in business. Automatic cover for goods, theft, employee dishonesty, deterioration of refrigerated stock, vandalism, consequential losses and loss of profit to mention just a few of the items you can protect against with commercial insurance in Spain. Read more.
If you live on an urbanisation and you pay annual fees towards the maintenance and upkeep of that community, you should ask your community president for a copy of your insurance policy and read through it. Good community insurance policies will have such things as 24 hour a day, 365 days a year free call out assistance in the event of burst pipes and water leaks, and will even cover all your external windows. www.insuranceinspain.com offer very competitive rates for community insurance policies and if your community or urbanisation has one of our policies you can get some serious discounts on your own home and contents insurance. Call us for details. Read more.
Dangerous Dog Insurance in Spain
If you own a dog over 20kg in weight, regardless of age or breed, it may be classified as a dangerous dog in Spain. New laws and regulations in all autonomous regions of Spain require by law, that all dogs classified as a dangerous dogs or breeds must have a minimum third party liability insurance. Dangerous dog insurance in Spain consists of a third party liability insurance protecting you against your dog biting or injuring someone else, you being sued and providing you with the necessary legal and defence cover. Read more.
It is always distressing when our pet dog gets ill or has an accident and we have to rush them to the Vet. Vets bills can be very expensive and we sometimes take for granted that nothing will ever happen to mans best friends. Just like humans, they do get ill from time to time and pet insurance is often the answer. Similar to any human medical and health plans, Liberty Seguros has a pet insurance that will suit all your needs. Read more.
Funeral planning and funeral plans in Spain are the trend at the moment. Funeral plans in Spain allow you to pre-pay for your funeral costs now, at todays prices and ensures that your next of kin and relatives do not have to worry about your funeral costs if and when you pass away in the future. Repatriation, if you want to be buried or cremated in the UK can also be included. There are other, simpler and cheaper ways to cover your funeral costs and leave additional funds for your family after you have gone. Consult us for additional information. Read more.
Spain's favourite pastime - Golf. With hundreds of spectacular golf courses all over Spain this is a golfers paradise. Not so when your golfing kit has been stolen or damaged or you have a to pay a large drinks bill in the 19th hole for a hole-in-one! Yes we can offer golf insurance to cover your golf buggy, golf clubs and the hole-in-one at very affordable premiums. Your golf insurance with www.insuranceinspain.com will even cover your golf clubs if they are stolen from the boot of your car. Relax, enjoy your golf and take the worry and stress out of any concern about your expensive golf clubs. Call us for golf insurance in Spain now! Read more.
Having health insurance in Spain is a very big consideration if you live, work or have retired to Spain. The medical and healthcare service in Spain is very highly rated and many expats seek private medical insurance to have that peace of mind in the event of any medical emergency and gain early access to any healthcare treatments needed. Health insurance is not expensive and is an absolute must for foreigners living in Spain. Individual and family plans are available to suit your needs. Some pre-exisiting conditions are eligible for cover. Read more.
We all dream of a holiday home in the sun and for many of us having that holiday home in Spain is that dream come true. Protecting that holiday home, whether you visit it regularly or rent it out when you are not there is imperative. Insurance for your holiday home in Spain will cover you for things like burst pipes, damage from storms, theft and vandalism and all those things you might worry about when you are not there. Rest easy with a Liberty Seguros holiday home insurance that provides you with 24 hour a day, 365 days a year home assistance even if you are away. Read more.
House, Home and Villa Insurance in Spain
From small apartments, houses, urbanisations or private villas, www.insuranceinspain.com can cover them all, even if you don't live there all the time or if you have decided to rent out your property when you are not there. With 24 hour, 365 days a year free call out and assistance service as standard, you won´t have to worry about any emergencies at home. www.insuranceinspain.com have comprehensive contents and all risks policies to cover valuables, computers, laptops and tablets, even your handbag whilst your out and about. Accidental damage and theft with violence. We have a multitude of options to suit whatever your plans are in the future. Read more.
Horse, Pony and Donkey Insurance in Spain
Spain is reknown for it's fabulous horses and with excellent weather and plenty of places to ride, it is a wonderful experience for many. Low cost horse, pony and rider insurance is considered essential when riding a horse or pony in Spain to protect yourself and the horse or pony from accident and/or personal injury. The premiums are under 100.00€ a year and are well worth having. Veterinary bills can also be covered and the policies are in English. Get a horse quote online or Read more.
Hunting and Fishing Insurance in Spain
Hunting and fishing is big business in Spain with the Ebro Delta becoming the capital of big catfish fishing in Europe. The northern territories of Spain have become famous hunting grounds. Insuring your guns, equipment and fishing tackle from theft, misuse or simply protecting yourself from injury is essential. Fishing and hunting equipment can be very expensive to replace and fines can be high if you do something wrong. Protect yourself from these possibilities and get your fishing or hunting insurance from us. www.insuranceinspain.com Read more.
Living in Spain is all about having fun and enjoying our life. The unexpected can happen and this is where life insurance comes in. Life insurance premiums in Spain are low and this is an excellent way to provide for your family or relatives if something should happen to you. Even a small life insurance cover of 10,000€ will cover your funeral costs and provide additional funds. With low premiums and cover up to the age of 80, the Liberty Seguros life insurance plans are worth having. Read more.
Marine and boat insurance in Spain protects you and your boat in the event of any form of catastrophe at sea, whilst towing or even if it is moored in a Marina. With mandatory civil liability cover, damages to the boat itself and cover for the hull, engine, sails, masts, auxiliary equipment and crafts, special fixtures and equipment, personal belongings and the trailer. The boat insurance policy also covers claims for damages caused by third parties to the insured boat or to any of its occupants. Accidents and loss of life, death and permanent disability, are just a few of the items covered in this fantastic boat insurance cover. Read more.
The medical system in Spain is excellent and if you work here and contribute to the system you have access to the Spanish medical system. If you are early retired or live here and do not work, the chances are that you will require private medical insurance. Private medical insurance in Spain is not expensive and the medical care provided is highly rated by the Expats that live and work here. As everyone´s medical needs are different, please consult us for a quotation for Medical Insurance. Read more.
With fabulous mountain roads and idyllic scenery, it is no surprise that Spain is a nation of motorcyclists. In the summer months Europeans flock to Spain to enjoy these benefits. Insuring your motorcycle, whether a small 50cc scooter, a vintage motorbike, a slick road bike, quad, three wheeler, enduro or motorcross, we can source the motorcycle policy to suit your needs. These policies are designed to provide you with essential or comprehensive cover and roadside assistance with breakdown recovery as standard which can be used anywhere in Europe. Younger drivers can also be covered. Read more.
Motorhome and Camper Insurance in Spain
Insuring your Motorhome or Campervan in Spain to travel anywhere is a very simple process. Insurance policies specifically designed for Motorhomes and Campervans are available from www.insuranceinspain.com. These Motorhome and Campervan insurance policies can include British registered vehicles and incorporate a full breakdown and recovery service, as you are not permitted to recover by towing a vehicle in Spain and ensures that you are not stranded on the side of the road. Read more.
Personal Accident and Injury Insurance in Spain
Personal accident and injury insurance in Spain is designed to protect people who enjoy their free time by practising their favourite hobbies or sports such as cycling, hiking, skiing, athletics, tennis, paddle boarding, windsurfing etc. When you feel protected against unforeseen circumstances you will enjoy your leisure time even more. Be insured while engaging in such activities for only 79.42€ a year. One of the main advantages of this personal accident and injury policy is that it will provide cover for people up to the age of 65. Read more.
This policy from Liberty Seguros is perfect for dog and cat owners who wish to protect their pet from expenses that may incur. Your Pet insurance benefits are covered anywhere in Europe and includes a phone help line which provides information, advice and a legal assistance service. Read more.
Public Liability Insurance in Spain
Public liability insurance in Spain covers claims made by members of the public for incidents that occur in connection with your business activities. This includes activities that take place off-site, at events and activities organised by your company and covers anyone, apart from employees, with whom you interact as part of your business operations. Read more.
Rental Property Insurance in Spain
Many people buy property in Spain to use as a holiday home and in the interim periods often rent it out to get an additional income. It is important to have the right kind of property rental insurance or holiday home insurance to make sure that in the event of an emergency, you have that all important 24 hour, 365 days a year emergency call out service. Fire, explosion, lightening, water damage, vandalism, theft and much more are covered under these policies. Read more.
If you have a trailer, whether it be for garden refuse, a boat trailer, a horse box or something similar that you use in Spain that is under 750kg capacity, we can normally include cover free of charge if you have a car, van or commercial vehicle insurance with us. For trailers over 750kg www.insuranceinspain.com can provide a bespoke insurance policy for whatever your trailer is or is used for. Read more.
Travelling, going on holiday or just taking a break has always been seen as a pleasurable experience. Today the travel industry has changed with so much at stake from terrorism, loss of baggage, incessant delays and cancelled flights, it is no wonder that most of us seek some form of travel insurance in Spain. You should ask yourself if your travel insurance covers you in the event of a terror attack - ours does. Skiing, sports, single and multi-trip options are available. Read more.
Making a Claim
www.insuranceinspain.com pride ourselves on the service that we provide to our customers. When you make a claim we will listen to your needs, be professional, polite and help you in every way that we can. You are not a number and we will not treat you as such. When we say we will call you back you can rest assured that we will. Your emails will be answered promptly and we will respond to requests as quickly as possible. Claims will be chased on a regular basis and we will keep you informed of progress at all times. Thanks you for understanding.
www.insuranceinspain.com in collaboration with Liberty Seguros have Special Offers available from time to time with regard to General Insurance products in Spain. These offers are usually time limited and are only available for set periods and for specific insurance products. If you would like to be kept up to date on what Special Insurance offers are available, please send an email to sales@insuranceinspain.com or contact us and we will enter you on to our emailing list so that you don't miss out on the opportunities to save time and money when it comes to quality insurance in Spain. These Special offers on insurance relate to cash back offers and they are for new policies only.
The company Liberty Seguros, Compañía de Seguros y Reaseguros, S.A. is registered at the Madrid Registry of Companies in Volume 21275, Section 8, Folio 83, Page M-377257.
The company´s Fiscal Identification Number (CIF) is A-48037642 and its registered address is at Calle Obenque 2, 28042 Madrid.
The company´s activities are overseen by the Directorate General for Insurance and Pension Funds and are recorded in the Special Registry of Insurers under entry C-0467 and in the Special Registry of Pension Fund Managers under entry G-0056.
As Exclusive Agents for Liberty Seguros, and under written agreement, as an Exclusive Agent for Liberty Seguros, Wayne Massingham is also authorised to sell under licence, products provided by DKV Seguros Y Reaseguros, S.A as Health Insurance products that Liberty Seguros are unable to provide.
www.insuranceinspain.com are registered as exclusive Insurance Agents for Liberty Seguros and Mr Wayne Massingham is the Mediator.
Registered with the DGSFP under code number C0467X02326481P with registered offices at Carrer Les Capalletes 18, Bajo. Benitachell, 03726.